Fashionistas need to think about retirement too

According to the Urban Dictionary, a fashionista is “a person devoted to fashion clothing, particularly unique or high fashion”. Being interested in fashion and beauty means forking out a lot of $$$$$! Sometimes investing in key pieces of clothing or high brand makeup, means better quality and longer lasting. While spending money in things that make us happy is very satisfying, we tend to forget about our future. The earlier you start investing towards your future, the more money you will have when you retire. But who likes to read about retirement when it’s more enjoyable to read about what the celebrities are wearing, the new clothing lines and the makeup trends?! That’s why retirement investing is simply summarized below, so it won’t take much of your time or effort to start thinking about your future.

Have a 401(k) from your employer? Do an IRA rollover that way you are not restricted to a handful of mutual funds offered in your 401(k). You want to be in total control of choosing the best low-cost investment. Pick a discount brokerage or no-load fund company. Complete an easy rollover application form and choose the option for a direct rollover. Set up an automated monthly investment for the growth portion of your retirement portfolio. The money should be invested in a mix of stocks and bonds, even though how many years you have till retirement determines your risk tolerance. If you are in your 20’s it is recommended that you invest 100% in stocks. However, individual stocks are riskier than mutual funds or Exchange-Traded Funds (ETFs) which include a number of stocks and make a great diversified portfolio. A solid long-term strategy is to put the majority  of your stock money in a broad U.S. index fund or ETF and a small portion in an international stock fund or ETF. If you have less than 20 years into your retirement start thinking about investing a small percentage in bonds, but it is recommended to invest in individual bonds rather than bond funds. A high quality bond will get the amount you invested back once the bond matures. During the time you own it, you also collect a fixed interest for all those years. Stick to bonds and Treasury notes that mature in 5 years or less to avoid higher interest rates in the future.

XOXO,
The Stylish Girl

Kim Kardashian’s New Fragrance

Hate or love Kim Kardashian due to her popularity, the opinions about her tax affairs, or her shortly lived marriage, there are two things no one can argue with; she is always looking glamorous and she is a hard-working business woman. Kim has come out yet with another fragrance. She looks stunning in the True Reflection fragrance ads.  Her Old Hollywood glam look which included voluminous waves and a gorgeous red lipstick, was a homage paid to her idol, Elizabeth Taylor. True Reflection is the newest addition to the Kardashian’s perfumes which include Kim Kardashian, Kim Kardahian Gold and Kim Kardashian Love (limited-edition release). The fragrance is very different from all the other ones and it comes out this spring.

XOXO,
The Stylish Girl

Julep Maven

Julep Maven is a program created to provide the hottest trends in nail color and Mani & Pedi Care products. There is a fun Style Quiz on the website to determine your color preference and skin needs. Each month, an email is sent out with the customized beauty products and you can choose to purchase the items, send to a friend or skip the selections for the month. For $19.99 a month you receive nail polishes and skin products that are not even out in the market yet. But, guess what, right now with the Promo Code : SHAREON, you can receive your order for $0.01. No joke! Take the quiz, sign up and get the latest cutting edge products for a penny. If you decide to cancel your membership, you can easily do so by calling the company by the 25th. Enjoy your trendy Julep Maven beauty products!

XOXO,
The Stylish Girl

New Year’s Eve Glam

 

 

 

 

 

 

 

 

 

 

Ladies love to dress up on New Year’s Eve and attend glamorous parties. It’s fun to watch their picks whether it is sequence, studs, lace or a simple LBD. It wouldn’t be a NYE party without shiny jewelry and sparkly eyes and nails. Which outfit would you wear?

Hope everyone has a fun and safe NYE! Happy New Year!!

For the featured dresses and selected jewelry, visit TheStylishGirl.com.

XOXO,
The Stylish Girl

ShoeMint

If  you are not familiar with the Mint Lines check out the previous post where BeautyMint, JewelMint and Style Mint are described. The newest line is ShoeMint for which Rachel Bilson teamed up with celebrity stylist, Nicole Chavez and shoe expert, Steve Madden to provide new trendy shoes each month. The shoes are made of premium material and are offered in a variety of sizes. As with the other websites, a fun quiz is taken to create your unique StyleProfile. Each month, different styles are found in your showroom and can be purchased for $79.98 per pair. ShoeMint members are also offered limited time perks such as a 12-item beauty box valued at $164, but for the price of only $29.99. If you want to look  as stylish as Rachel Bilson, sign up today at www.shoemint.com.

XOXO,
The Stylish Girl

 

Gifts for HIM

Shopping for men seems to be a little more difficult than shopping for women. Whether you are shopping for your boyfriend/husband, brother or dad, below are some ideas before you head to the mall this holiday season.

1. Touch Screen Gloves.

When out in the cold, the last thing he wants to do is take off his gloves to look at the phone. The North Face E-Tip Gloves ($40) are the perfect solution.

2. Sunglasses

A man who wears Ray Ban Aviator Sunglasses seems so fashionable even if he is just wearing jeans and a hoodie. They come in different styles to fit everyone’s budget.

3.  Wallet

Every guy has to put his ID, credit cards and cash somewhere. Some prefer a wallet or a credit card holder, others would rather have a money clip. This Fitzgerald Leather Credit Card Holder ($40) is the perfect accessory.

4. Cologne

Who doesn’t want to smell good? If your guy doesn’t have a signature scent, get him one of the best sellers. Acqua Di Gio – Giorgio Armani ($59) is the perfect mixture between sensuality and masculinity.

5. Beverage Cooler

This gift will make him laugh! The Remote Controlled Rolling Beverage Cooler ($69.96) is quite entertaining when he doesn’t want to get off the couch because football is on or when trying to pass beverages around at a party.

Hope the men in your life enjoy these presents. Happy Holidays! 🙂

XOXO,
The Stylish Girl

Gifts for HER

This is the season of giving and it’s so joyful to give a gift that the other person really enjoys. Here are five lovely ideas for all the women on your holiday shopping list.

1. Kindle or Nook ($99) If she likes to read books, this is the perfect present.

2. Sigma Brush Kit ($109) Professional makeup brush that come a in case to protect them during traveling or to use as a brush holder.

3. Urban Decay Naked Palette ($48) The second edition just got released, however they both have the most amazing neutral colors.

4. Juicy Couture Viva La Juicy ($69) There are many perfumes out there, but this one seems to remain a favorite amongst women.

5. Victoria Secret PJs (39.50) Cozy, soft & stylish pajamas that come in a variety of patterns and colors.

Love these suggestions, but still looking for more ideas? We are here to help.

How about a laptop, iPod or phone cover/case? There are some different types out there. Want one that really stands out? Check out http://luxaddiction.com for some blinged out phone cases.

Girls love jewelry. Celebrities have affordable accessory lines in department stores. Lauren Conrad has an adorable line at Kohls, Jessica Simpson has an extensive line at Macy’s and the Kardashians have a stylish collection at Sears.

What’s more thoughtful than a hat, scarf and a pair of gloves. For a cashmere set, take a look at J.Crew.

Everyone loves candles. Bath & Body Works has so many different scents. Their holiday collections are a must have and so are their signature collection body care.

If she is into organic products, stop by Lush or check them out online. They provide fresh handmade cosmetics which include some very effective face masks and also a variety of fun bath bombs that are to die for.

Happy shopping!

XOXO,
The Stylish Girl

Look Thinner

Fashion expert and author Charla Krupp shares easy tips for looking  instantly thin in her book “How to Never Look Fat Again”. Here are some tips:

1. Stick with One Hue

Tops and bottoms of the same color form an uninterrupted vertical line which makes you look taller and thinner.

2. Match Your Shoe Color to Your Leg

Coordinate tones to elongate the bottom half.

3. Pick Simple, Unadorned Denim

The most denim flattering styles are dark and feature pockets that are not embellished and silhouettes like boot cut and straight leg.

4. Faux-Tan

A spray tan or tanning lotion diminishes imperfections and projects a head-to-toe glow.

XOXO,
The Stylish Girl

Women Entrepreneurs

Starting a business takes time, innovative ideas and start-up cost. We tend to think that those who start their own business, come from a wealthy family and have inherited a lot of money or have some sort of financial support, however, in the study, “The Anatomy of an Entrepreneur”, the opposite proved to be true:

-The average age of women starting their own companies: 40.

-Less than 1% came from extremely rich or extremely poor backgrounds.

-70% were married when they launched their first business.

-60% had at least one child when they launched their first business.

-75% worked as employees for other companies for more than six years before launching their own companies.

Let this study, from the Kauffman Foundation for Entrepreneurship, be an inspiration to all women out there who have the drive and ambition and would like to follow their passion.

XOXO,
The Stylish Girl